Medicare, Medicaid & Insurance
Helpful tools
Medicare Extra Help & Savings Checker
A rough screen for Extra Help and Medicare Savings Programs (not an official decision).
Open Medicare Extra Help & Savings Checker →Preventive Checklist
Screenings and vaccines commonly recommended for your age.
Open Preventive Checklist →
Guides
5 plain-English guides for adults 55+.
Long-Term Care: How Much You May Need, Who Pays, and LTC Insurance Basics
About 7 in 10 people turning 65 will need long-term care. What Medicare does and doesn't pay, how LTC insurance works, and questions to ask before buying.
Medicaid Eligibility After 65: Income, Assets, and Long-Term Care
Medicaid eligibility at 65+: 2026 federal income and asset figures, spousal rules, the 5-year look-back, and free help in your state.
Medicare Advantage vs. Medigap: A Side-by-Side Comparison
Medicare Advantage or Original Medicare plus Medigap? A plain side-by-side table on networks, costs, limits, and the one-time Medigap window. No plan sales.
Medicare Enrollment: When to Sign Up and What Open Enrollment Lets You Change
Medicare sign-up windows in plain English: your 7-month Initial Enrollment Period, Open Enrollment Oct 15–Dec 7, the Jan–Mar windows, and free SHIP help.
Medicare Part D Explained: Drug Costs, the Yearly Cap, and the Late Penalty
Medicare Part D in plain English: the 2026 $2,100 and 2027 $2,400 out-of-pocket caps, deductibles, the 3 cost stages, the late penalty, and Extra Help.